What are crypto payment solutions?
Crypto payment solutions are the APIs and infrastructure that let businesses move money over blockchain rails, covering funding, receiving, sending, and converting payments in stablecoins and other digital assets with programmable controls and always-on settlement.
How does these payment solutions work?
A cryptocurrency payment solution provisions wallets to hold funds, connects them to fiat and crypto funding rails, then executes transfers programmatically over blockchain networks. Privy handles wallet creation, transaction execution, chain routing, and policy enforcement through a single API.
What can you build with Privy’s crypto payments solutions?
Privy powers multiple payments use cases, including B2B payments, platform payouts, and consumer transfers. Businesses use it to settle invoices in real time, disburse funds to global recipients, and move value across borders without prefunding accounts in every market.
How do blockchain payment systems differ from traditional payment rails?
Blockchain payment systems settle in seconds around the clock rather than clearing through correspondent banks, ACH batches, or SWIFT. That reduces intermediaries, transaction costs, and prefunding requirements while making every payment programmable.
How can businesses accept cryptocurrency payments with Privy?
Privy gives organization wallets that can receive and hold stablecoin payments across assets and networks.
Which blockchains does Privy’s payment system support?
Privy supports transactions across all EVM chains, all SVM (Solana) chains, Tempo, Tron, Stellar, and more, with native swaps and bridging so payments route across chains and stablecoins without exposing that complexity to users.
What controls do businesses have over payment flows?
Privy’s policy engine enforces programmable rules on every payment, including transfer limits, recipient and contract allowlists, asset and chain restrictions, role-based permissions, and multi-party approval workflows enforced at the infrastructure level.
What is crypto payment infrastructure?
Crypto payment infrastructure is the set of APIs that move money between fiat and digital assets, covering onramps, offramps, deposits, withdrawals, and settlement. Funding products provide this layer across bank transfers, cards, stablecoins, and crypto.
What are crypto onramps and offramps?
Crypto onramps convert fiat currency into crypto, and offramps convert crypto back into fiat settled to a bank account. Privy’s funding APIs support both directions, so users can move money into and out of your application easily.
How does a crypto fiat onramp work?
A crypto fiat onramp collects a fiat payment by card, bank transfer, Apple Pay, or Google Pay, handles KYC through the provider, converts the fiat to a specified crypto asset, and delivers it to the destination wallet address.
What are universal deposit addresses?
Universal deposit addresses let users fund a wallet by sending any supported asset from any supported chain to a single address. Privy automatically bridges or swaps the incoming funds and delivers them to the destination wallet in the asset and chain your app expects.
Which fiat currencies and payment methods are supported for crypto onramps?
Onramps support 49 fiat currencies including USD, EUR, GBP, MXN, and BRL, funded by credit and debit cards, Apple Pay, or Google Pay. Bank transfer onramps support ACH, wire, and SEPA rails. Availability depends on the provider and user jurisdiction.
Which onramp providers does Privy integrate with?
Privy routes card onramp purchases through Stripe in the US and EU, and aggregates other providers, including Coinbase and Moonpay, in other regions.
