Accounts | Privy

One system for managing digital assets globally.

Build global financial products without managing crypto complexity. A single place to hold, move, and grow stablecoin and tokenized assets anywhere in the world.

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Everything you need to manage digital assets.

Move money faster.

Manage balances, move money globally, access yield, and define how funds are controlled—all from a single system.

Unify balances across chains

View assets across chains, wallets, and custody models in a single account. No fragmented balances or per-chain wallets.

Move money globally

Send and receive stablecoins across chains and currencies with simple APIs. Bridge, swap, onramp, and offramp without protocol-level work.

Put balances to work

Access trading and DeFi yield directly from your account. Deploy into protocols like Morpho and Aave without separate integrations.

Control how funds move

Combine custodial and self-custodial setups in one account. Enforce policies and approvals by user or region.

Run global financial flows from a single system.

Provision accounts instantly to hold balances, move money, and access yield across chains and custody models.

Unified balances across chains and custody models

Built-in transfers, trading, and yield

Programmable policies and approvals

From our blog

Reimagining treasury management with stablecoins

Encoding your org chart in policy with nested key quorums

Upleveling stablecoin treasury management with human approval workflows

Built for scale and reliability.

Privy is trusted by global fintech leaders with 99.99% uptime SLAs, SOC 2 Type II certification, and quarterly security audits.

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Enterprise-grade infrastructure for regulated fintech.

Use stablecoin rails to launch new features, expand globally, and serve users at scale.

120 Million+

Accounts and counting

$15B+

Processed monthly

< 20 ms

Signature latency

99.99%

Uptime SLA

Policy engine

Enforce approvals, spending limits, and allowlists programmatically across all account activity.

Enterprise-grade security

Keys are never stored whole. TEE + key sharding ensures every signature is isolated and protected at scale.

Flexible custody, future-proofed

Support passkeys, multi-sig, and both custodial and user-controlled wallets within a single system.

Integrates with all payment rails

Composable with your stack. Connect to onramps, offramps, Bridge, and liquidity providers across regions.

Asset-level APIs with full wallet access underneath.

Move money faster.

Digital asset accounts expose high-level operations like transfers, swaps, and yield allocation, so you can build quickly while maintaining control.

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Programmable policies and quorums

Multi-chain by default, single integration

Shift to direct wallet-level API access anytime

Ramp uses Privy to power stablecoin-based business accounts
Challenge
Businesses can hold stablecoins, but using them in day-to-day financial operations is still fragmented. Converting between fiat and crypto, paying vendors, and reconciling balances across systems often requires stitching together multiple tools and workflows.
Solution
Ramp built Stablecoin Accounts on Privy to bring stablecoin balances directly into its business banking product. Customers can hold USDC and USDT, convert between stablecoins and USD within Ramp, and use those balances to pay card statements, vendors, bills, and reimbursements—all alongside their existing accounts in a unified system.

From our blog

Introducing wallet actions: A simpler way to build on crypto rails with Privy

Introducing swaps in Privy’s wallet infrastructure

Learn more about using accounts.

From compliance to custody, find answers to the most common questions we hear from fintech teams building with Privy.

Frequently asked questions.

Here the most common questions we hear from teams building with Privy.

What is a digital asset account?

How does multi-chain balance management work without managing each blockchain separately?

What is the difference between custodial and self-custodial digital asset accounts?

How can fintechs earn yield on stablecoin balances programmatically?

Do I need a crypto engineering team to integrate stablecoin payments and payouts?

How do digital asset accounts handle compliance and transaction controls?

Can I issue cards that spend directly from stablecoin balances?

Tell us what you're building.

We'll show you how digital asset accounts can simplify your onchain infrastructure and get you to production faster.

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Tell us what you're building. We'll show you how to bring it onchain with secure, compliant wallet infrastructure.