Stablecoin accounts for global fintechs.




Integrate stablecoin pay ins and pay outs
Move money faster, for less. Power instant, low-cost global payments without relying on legacy rails or intermediaries.
Global access to
US dollar
Reduce cross-border complexity by offering real-time, multi-currency payouts and let users access dollars globally.
Yield-bearing stablecoin accounts
Earn yield at best-in-class rates through access to DeFi and stablecoin yield management.
Programmatic wallets, whitelabeled
Launch fully branded, embedded wallets with granular controls and flexible custody options.

120M+
Accounts and counting
Processed monthly
115M+
Monthly signatures
Signature time

Performance at scale
Privy handles millions of wallets with sub-20ms latency and 99.99% uptime. Production-grade, battle-tested, and built for growth.

Enterprise-grade security
Keys are never stored whole. Our TEE + key sharding architecture ensures every signature is isolated and protected, no matter the scale.

Integrates with all payment rails
Easily connect to onramps, offramps, Bridge, or liquidity providers across regions. Privy works with the stack you already use.

Flexible custody, future-proofed
Support for passkeys, multi-sig, and fully custodial or user-controlled wallets. Stay adaptable to today’s needs and tomorrow’s regulations.
Why build on stablecoin rails?
Stablecoin rails offer global reach, near-instant settlement, and programmability that are not offered by traditional payment systems. For fintech teams, this means lower transaction costs, faster cross-border payouts, and the ability to offer new features like embedded yield or programmable disbursements. Stablecoin tokens like USDC and PYUSD are backed by fiat reserves and redeemable 1:1, enabling trusted, dollar-denominated flows without having to rely on existing banking infrastructure.
Do I need licenses to offer stablecoin payments to my customers?
It depends on how your product is structured. Many fintechs use reliance models, where a licensed partner handles KYC and AML requirements. Privy integrates with trusted stablecoin orchestration providers to support both direct and delegated compliance models. This gives you the flexibility to go live quickly while ensuring your product meets applicable regulatory standards.
How do you handle compliance (KYC, AML, etc.)?
Privy provides native controls for compliance and policy enforcement. We can integrate with top blockchain analytics platforms like Chainalysis, Elliptic, and TRM Labs, allowing you to monitor wallet activity and detect suspicious behavior in real time. Our infrastructure supports customizable KYC/AML workflows, so you can tailor compliance based on your product needs, geography, or risk profile, without compromising the user experience.
How do you enable customers to move seamlessly between fiat and crypto?
Privy integrates with leading global onramps and offramps to support smooth fiat-to-stablecoin conversion and vice versa. Depending on your provider, users can fund wallets via ACH, wire, or card, and withdraw to local bank accounts, all within your app. Our orchestration layer optimizes routes, pricing, and compliance workflows, with no vendor lock-in. This allows you to retain flexibility while delivering a seamless user experience.
How can I generate yield on stablecoin balances?
Privy makes it easy to offer yield products directly within your app. Our self-custodial wallet infrastructure gives users access to top yield providers through a single integration. You can let users earn yield with low-level access to pre-integrated protocols and a fully customizable experience, while staying within regulatory guardrails. To explore available yield strategies and how others are implementing them, talk to our team.
What fintechs customers have you worked with?
Privy powers the wallet and stablecoin infrastructure behind products built by teams like Blackbird, Toku, Slash, Lightspark, and others. These teams are using Privy to launch compliant, scalable products, from global payroll and cross-border remittance flows to yield-bearing savings accounts. If you’re exploring similar use cases, we’re happy to share relevant case studies and architecture guidance.



















