Privy | Wallet infrastructure to build stablecoin products

Stablecoin accounts for global fintechs.

Build global financial products by leveraging stablecoin rails, onchain yield, and more. Leading teams use Privy to power embedded wallets and onchain flows at scale.

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Move money faster.

Leverage the modern financial stack to move money faster, improve your margins and serve users all across the world.

Integrate stablecoin pay ins and pay outs

Move money faster, for less. Power instant, low-cost global payments without relying on legacy rails or intermediaries.

Global access to
US dollar

Reduce cross-border complexity by offering real-time, multi-currency payouts and let users access dollars globally.

Yield-bearing stablecoin accounts

Earn yield at best-in-class rates through access to DeFi and stablecoin yield management.

Programmatic wallets, whitelabeled

Launch fully branded, embedded wallets with granular controls and flexible custody options.

Embed wallets for stablecoin flows.

Provision wallets instantly for your users, so they can store, send, and receive stablecoins without any added friction.

Flexible custody to scale globally

Composable integrations for yield

Secure, multichain support

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Enterprise-grade infrastructure
for regulated fintech.

Privy is trusted by global fintech leaders with 99.99% uptime SLAs, SOC 2 Type II certification, and quarterly security audits.

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Enterprise-grade infrastructure for regulated fintech.

Use stablecoin rails to launch new features, expand globally, and serve users at scale.

90 Million+

Accounts and counting

$Billions

Processed monthly

115 Million+

Monthly signatures

< 20 ms

Signature time

Performance at scale

Privy handles millions of wallets with sub-20ms latency and 99.99% uptime. Production-grade, battle-tested, and built for growth.

Enterprise-grade security

Keys are never stored whole. Our TEE + key sharding architecture ensures every signature is isolated and protected, no matter the scale.

Integrates with all payment rails

Easily connect to onramps, offramps, Bridge, or liquidity providers across regions. Privy works with the stack you already use.

Flexible custody, future-proofed

Support for passkeys, multi-sig, and fully custodial or user-controlled wallets. Stay adaptable to today’s needs and tomorrow’s regulations.

Nook uses Privy to deliver high-yield savings on stablecoin rails.
Challenge
Bank savings accounts pay just 4–5% APY, while onchain yields are significantly higher. Yet accessing them requires navigating wallets, seed phrases, and DeFi protocols, which is friction that keeps most savers out.
Solution
Nook chose Privy to power embedded wallets, letting users deposit dollars, convert to stablecoins, and earn yield through audited DeFi protocols. Privy manages security and recovery to keep the experience simple and self-custodial.
Moreta uses Privy for real-time cross-border payments with QR codes.
Challenge
In Southeast Asia, QR codes are the dominant payment method. But travelers from credit-card–heavy countries struggle with real-time payments abroad, facing friction, high fees, and limited acceptance.
Solution
Moreta chose Privy to power embedded wallets, letting travelers scan QR codes and pay instantly with stablecoins across borders. Users pay like locals, while Moreta stays compliant with local regulations.
Blackbird uses Privy for enhanced restaurant loyalty and onchain payments.
Challenge
Blackbird embeds onchain payment rails into its restaurant loyalty app so users can take advantage of crypto rails with every payment they make at a restaurant, without needing to understand or know about crypto.
Solution
Blackbird chose Privy to power its embedded wallet experience, enabling users to safely custody multiple wallets in-app to deliver a best-in-class restaurant loyalty experience while keeping crypto complexity invisible.
HiFi uses Privy to build money movement APIs on crypto rails.
Challenge
HiFi builds developer infrastructure for stablecoin-based money movement, allowing fintech customers to leverage crypto rails for cross border payments. They needed flexible low-level wallet infrastructure capable of processing millions of concurrent transactions cross-chain securely.
Solution
HiFi chose Privy to provision a secure fleet of cross-chain wallets that make it easy to move money at scale. Privy’s infrastructure enables HiFi to manage stablecoin accounts worldwide, disburse assets instantly, and scale its payments ecosystem.

Resources for building better
on stablecoin rails.

Practical primers on stablecoins, yield, and custody — built for modern fintech teams, and grounded in real-world insights.

Resources for building better on stablecoin rails.

Practical primers on stablecoins, yield, and custody — built for modern fintech teams, and grounded in real-world insights.

Stablecoins, explained.

A primer on how stablecoins work and how to design around them based on your product use case.

From remittances to payouts, learn why stablecoins are becoming a core part of the fintech stack, and how to integrate them seamlessly into your product.

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Yield, unlocked.

An introduction to yield mechanics and what to consider when embedding yield into your product.

Understand how yield works under the hood, what tradeoffs to weigh, and how leading teams are turning savings into a feature using stablecoin rails.

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Custody, your way.

A guide to different custody models, and which one to choose to stay scalable and compliant.

Learn how to adapt to local regulatory requirements by switching between self-custody, custodial, and customer-controlled models, without rearchitecting your product.

Download now

Stablecoins, explained.

A primer on how stablecoins work and how to design around them based on your product use case.

Download now

Yield,

unlocked.

An introduction to yield mechanics and what to consider when embedding yield into your product.

Download now

Custody,

your way.

A guide to different custody models, and which one to choose to stay scalable and compliant.

Download now

Frequently asked questions.

From compliance to custody, find answers to the most common questions we hear from fintech teams building with Privy.

Frequently asked questions.

From compliance to custody, find answers to the most common questions we hear from fintech teams building with Privy.

Why build on stablecoin rails?

Do I need licenses to offer stablecoin payments to my customers?

How do you handle compliance (KYC, AML, etc.)?

How do you enable customers to move seamlessly between fiat and crypto?

How can I generate yield on stablecoin balances?

What fintechs customers have you worked with?

Talk to us.

Tell us what you're building. We'll show you how to bring it onchain with secure, compliant wallet infrastructure.

Talk to us.

Tell us what you're building. We'll show you how to bring it onchain with secure, compliant wallet infrastructure.

Integrate stablecoin pay ins and pay outs

Global access to US dollar

Yield-bearing stablecoin accounts

Programmatic wallets, whitelabeled

90 Million+

90 Million+

$Billions

$Billions

115 Million+

115 Million+

< 20 ms

< 20 ms

Performance at scale

Enterprise-grade security

Integrates with all payment rails

Flexible custody, future-proofed

Global access to
US dollar