PAYMENTS
Free up capital
Settle B2B payments and payouts in real time, reducing prefunding needs and freeing up working capital.
Lower payment costs
Reduce intermediaries, transaction costs, and operational overhead across high-volume payment flows.
Expand without complexity
Reach new markets without rebuilding payment and settlement infrastructure country by country.
Program every payment
Build rules, approvals, and automation into payments across businesses, consumers, and platforms.
PAYMENTS INFRASTRUCTURE
Build your payments stack
Fund
Receive
Pay
Convert
Manage
Bring money in from anywhere
Connect your product to fiat and crypto rails so customers can add funds across currencies, chains, and markets.
Global bank transfers
Cross-chain crypto deposits
Multi-currency support
Explore funding
CASE STUDY
Onafriq
Challenge:
Processing payments across African markets requires navigating fragmented banking infrastructure, local payment networks, and costly settlement processes.
Solution:
Onafriq uses Privy as part of its payment settlement infrastructure, moving funds over stablecoin rails before disbursing local fiat to businesses. This reduces settlement friction and enables faster, more efficient payment flows across markets.
Blog posts & resources
CASE STUDY
How Karta uses Privy to power self-custodial spending accounts
Frequently asked questions
Get answers to common questions about providers, payment methods, geographic coverage, and integrating funding with Privy.
What is crypto payment infrastructure?
Crypto payment infrastructure is the set of APIs that move money between fiat and digital assets, covering onramps, offramps, deposits, withdrawals, and settlement. Funding products provide this layer across bank transfers, cards, stablecoins, and crypto.
What are crypto onramps and offramps?
Crypto onramps convert fiat currency into crypto, and offramps convert crypto back into fiat settled to a bank account. Privy’s funding APIs support both directions, so users can move money into and out of your application easily.
How does a crypto fiat onramp work?
A crypto fiat onramp collects a fiat payment by card, bank transfer, Apple Pay, or Google Pay, handles KYC through the provider, converts the fiat to a specified crypto asset, and delivers it to the destination wallet address.
What are universal deposit addresses?
Universal deposit addresses let users fund a wallet by sending any supported asset from any supported chain to a single address. Privy automatically bridges or swaps the incoming funds and delivers them to the destination wallet in the asset and chain your app expects.
Which fiat currencies and payment methods are supported for crypto onramps?
Onramps support 49 fiat currencies including USD, EUR, GBP, MXN, and BRL, funded by credit and debit cards, Apple Pay, or Google Pay. Bank transfer onramps support ACH, wire, and SEPA rails. Availability depends on the provider and user jurisdiction.
Which onramp providers does Privy integrate with?
Privy routes card onramp purchases through Stripe in the US and EU, and aggregates other providers, including Coinbase and Moonpay, in other regions.
